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Office critical illness cover: How well does it protect employees and their families?

Image: The Economic Times. Rights remain with the publisher.

The distinction matters for how HR teams design the benefit. A fixed benefit CI policy addresses income replacement and non medical costs that a health insurance policy does not cover, e.g. months of lost salary and family support during recovery. An indemnity CI policy addresses treatment cost coverage for critical conditions specifically.

Read the full report on The Economic Times

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Section
Health
First reported by
The Economic Times
Reporter
abhishek bondia
Published
Monday, 12 October 2026, 1:00 am IST
Coverage
One outlet so far

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